How Much House Can You Afford Archives

Learn how much you can afford on a mortgage for a new home.

Here are the ABC’s of finding a dream house that you can reasonably afford.

HOUSE POOR [adjective | hous – poo·r] A person who can afford his or her home mortgage payments, but can’t afford much of anything else. Discretionary spending on restaurants, furnishings, travel and clothes are severely cut back, due to a large proportion of his or her income going towards the mortgage payments, upkeep costs, and energy/utility bills.

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Sure, you want a nice home. But you also want to make sure that it fits in the landscape of the rest of your life.