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Household incomes aren’t coming anywhere near keeping pace with rising home prices. According to the United States Department of Housing and Urban Development, the average household income in 2021 will be $79,900, up just 2.4% from 2020. Quickly escalating home prices combined with modest income increases are squeezing people out of the market.
Continue Reading …A good credit history shows potential lenders that you have a track record of repaying borrowed money as agreed. That can reassure them that you’re likely to do so in the future and are a desirable customer. Solid credit history can also be important to potential landlords, employers, and, in many states, insurers. Here’s a look at how good credit can benefit you…
Whether you’ve never bought a home before, Real Estate Questions for Buyers, or have not purchased a home HERE in the past 12 months, this guide will be a handy way to know how things currently work in our area residential real estate market. Have no fear, good deals are still to be found as long as you are educated and prepared. My goal is to help keep real estate as simple and stress-free as possible by educating my customers up front so everyone knows what to expect. 
How much is your fee?
There’s no fee to buy a home with me. I will show you as many homes as you need-to make your best decision. I’ll prepare piles of paperwork, do tons of research, and fight for the lowest price for you. All of my clients are wonderful people I enjoy working with, and I get paid at closing by the seller of the MLS-listed home that you choose to buy. Rest assured, my goal is your goal. It doesn’t matter to me what price home you choose to buy, as long as it fits your goals and it qualifies for your type of loan, we will go after it.
HOUSE POOR [adjective | hous – poo·r] A person who can afford his or her home mortgage payments, but can’t afford much of anything else. Discretionary spending on restaurants, furnishings, travel and clothes are severely cut back, due to a large proportion of his or her income going towards the mortgage payments, upkeep costs, and energy/utility bills.
Sure, you want a nice home. But you also want to make sure that it fits in the landscape of the rest of your life.
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